Consenso helps merchants collect, pay, and settle across Hong Kong (China), the Middle East, Southeast Asia, and Africa with one operating layer for compliance review, approvals, stablecoin settlement options, and reconciliation.
Operating alongside global payment and stablecoin networks
The trade finance gap
Traditional cross-border payments are slow, fragmented, and expensive. Consenso replaces them with a unified settlement layer combining fiat networks and stablecoin liquidity.
Consenso connects business information, transaction documents, and payment workflows while providing available fiat and stablecoin settlement routes for eligible use cases.
Consenso presents applicable FX rates, fees, and estimated payout amounts before execution, while using available fiat or stablecoin routes to streamline conversion and settlement.
Consenso uses stablecoins for eligible cross-border settlement scenarios. Stablecoins support 24/7 on-chain transfers and fast confirmation, with connections to available local collection and payout routes.
Consenso centralizes payment status, on-chain transaction records, beneficiary information, and supporting transaction data, providing a clearer view of fund movements.
Settlement Network
Explore how Consenso coordinates cross-border collections, supplier payouts, settlement review, and reconciliation across approved bank, wallet, and stablecoin routes.
Operating cases
"Consenso gives our finance team a cleaner way to approve supplier payouts, attach trade evidence, and know when settlement has actually completed."
LATAM → HONG KONG (CHINA)"One approval flow now covers supplier payout instructions, currency route selection, and settlement confirmation across multiple regional markets."
DOMINICAN REPUBLIC & PANAMA → GLOBAL SUPPLIERS"When a buyer needed to settle with stablecoins, Consenso helped us receive funds through a structured review and coordinate fiat settlement cleanly."
SOUTH ASIA → HONG KONG (CHINA)"For SMEs trading across Southeast Asia, Consenso gives our network practical multi-currency settlement options with clearer tracking and controls."
INDONESIA → SOUTHEAST ASIAStart a corridor review
Services, coverage, execution timing, and availability are subject to onboarding review, compliance checks, partner requirements, and applicable law.
Payment operations
Consenso is a three-layer financial infrastructure for global trade: an account layer to organize value, a payment layer to move value across corridors, and a financial services layer to manage liquidity, FX, settlement evidence, and treasury control.
Product Infrastructure
Consenso is a three-layer financial infrastructure for global trade: an account layer to organize value, a payment layer to move value across corridors, and a financial services layer to manage liquidity, FX, settlement evidence, and treasury control.
Built for companies that trade across borders, operate across currencies, and need financial operations that are faster, more programmable, and more transparent than traditional banking workflows.
The account layer gives global trade companies a controlled structure for entities, balances, wallets, beneficiaries, permissions, and settlement records. It is where value becomes organized before it moves.
The payment layer moves trade money across approved corridors, coordinating collections, supplier payouts, stablecoin settlement, and fiat conversion through bank, wallet, and partner routes where available.
The financial services layer helps companies manage what happens before and after payment execution: liquidity planning, FX conversion, treasury control, settlement evidence, reporting, and partner-enabled financial workflows.
FINANCIAL SERVICES
Consenso is built for companies that need the reliability of financial infrastructure, the speed of stablecoin settlement, and the operating discipline required for real global trade.
Corridor Intelligence
Every trade route has its own mix of buyers, suppliers, currencies, banking habits, compliance expectations, payout rails, and settlement timelines. Consenso helps companies turn those differences into structured operating playbooks for collections, supplier payouts, stablecoin settlement, fiat conversion, and reconciliation.
Built for companies moving real trade money across Latin America, Hong Kong (China), Southeast Asia, the Middle East, Africa, and other approved partner routes.
Corridor Matrix
Compare trade use cases, settlement paths, operating controls, and execution expectations across Consenso's priority corridors.
| Corridor | Settlement Options | Collection / Payout Pattern | Compliance Focus | Indicative Timing | Operating Support |
|---|---|---|---|---|---|
| LATAM to Hong Kong (China) | USD, USDC, USDT, HKD, selected fiat routes | Buyer collections and supplier payouts with fiat or stablecoin settlement. | Invoice review, beneficiary validation, wallet / bank-account checks | T+0 to T+1 after required checks | Route review, approval workflow, status evidence, reconciliation export. |
| LATAM to Southeast Asia | USD, USDC, USDT, SGD, IDR, PHP, THB, MYR where available | Multi-beneficiary payouts and regional collections through available local rails. | Business verification, local payout limits, settlement evidence | T+0 to T+2 depending on market | Beneficiary controls, exception handling, settlement tracking. |
| LATAM to Middle East | USD, USDC, USDT, AED, selected GCC routes | High-value B2B settlement linked to contracts, invoices, and logistics milestones. | Counterparty review, payment-purpose documentation, approval paths | Typically T+1 after review | Document review, controlled execution, partner coordination. |
| LATAM to Africa | USD, USDC, USDT, NGN, GHS, ZAR where available | USD or stablecoin funding with selected local payout routes. | Beneficiary review, local payout partner checks, transaction monitoring | T+0 to T+3 depending on rail | Liquidity coordination, payout evidence, exception monitoring. |
| LATAM Regional | USD, USDC, USDT, MXN, BRL, COP, PEN, CLP where available | Local collections, entity transfers, treasury conversion, and regional payouts. | KYB, payment-purpose review, reconciliation records | T+0 to T+3 depending on partner route | Account controls, approvals, reporting, and finance exports. |
Availability, supported currencies, payout methods, and settlement timing are indicative and may vary by jurisdiction, partner rail, customer profile, compliance review, market cutoff, and applicable law.
Resources & onboarding
Guides for evaluating fit, preparing your business profile, completing verification, and activating your first controlled transaction with Consenso.
Engagement & onboarding path
We first understand your business and proposed payment flows, then select the right onboarding route. This keeps the initial step simple, avoids unnecessary document collection, and gives qualified businesses the appropriate level of support.
Share your name, role, company, jurisdiction, and preferred contact details. Consenso confirms receipt and arranges a discovery call when useful.
Provide entity status, ownership or decision-maker, business model, corridors, currencies, expected volume and ticket size, counterparties, transaction purpose, stablecoin needs, and timing.
Consenso checks the corporate footprint, business rationale, requested corridors and currencies, counterparty logic, channel availability, and preliminary compliance fit.
A dedicated relationship and onboarding manager coordinates the solution call, route design, tailored KYB checklist, internal teams, and communication cadence.
Direct portal registration, standard KYB prompts, online status visibility, and support whenever clarification is needed.
Both paths use the same core compliance standards. Preliminary fit review is not formal account approval.
Set up email verification, password, 2FA, and basic entity information.
Provide corporate, ownership, address, business, and transaction-purpose evidence.
Confirm eligible accounts and currencies, routes, user roles, controls, limits, and operating contacts.
Provide a representative invoice or contract, beneficiary, amount, currency, purpose, and supporting references. Consenso monitors the flow end to end.
Keep business information current. Eligible routes and support depth can expand as volume and complexity grow.
Developer resources
API reference, authentication, SDKs, webhooks, sandbox access, and technical integration guides will be published as they become available.
